MEDICAL
First Medical Plan

Life and AD&D
Life and AD&D insurance provides financial protection by offering benefits in the event of death or dismemberment. Your employer provides you with a Basic Life and AD&D insurance benefit of $10,000 at no cost to you. You may also purchase additional Voluntary Life and AD&D insurance for you and your dependents.
Disability
Voluntary disability insurance provides financial protection by offering benefits in the event of an inability to work due to injury or illness. Short-Term Disability (STD) covers 60% of your weekly earnings up to $1,000 per week. Long-Term Disability (LTD) covers 60% of your monthly earnings up to $4,000 per month.



