MEDICAL
First Medical Plan

Life and AD&D
Life and AD&D insurance provides financial protection by offering benefits in the event of death or dismemberment. Your employer provides you with a Basic Life and AD&D insurance benefit of $100,000 at no cost to you. You may also purchase additional Voluntary Life and AD&D insurance for you and your dependents.
Disability
Disability insurance provides financial protection by offering benefits in the event of an inability to work due to injury or illness. Short-Term Disability (STD) covers 60% of your weekly earnings up to $4,000 per week. Long-Term Disability (LTD) covers 60% of your monthly earnings up to $15,000 per month. Both of these benefits are provided by your employer at no cost to you!

Voluntary Benefits
Employee-paid additional benefits are available to help offset costs during an emergency.
Legal and Identity Theft Benefit
This plan administered by MetLife provides you with unlimited access to attorneys for services like wills, contracts, real estate, and identity theft, all for a simple payroll-deducted monthly premium.




